“For nearly 130 years, the Chubb Group of
Insurance Companies has been delivering exceptional property and casualty
insurance products and services to businesses and individuals around the world.
Today, we are the 11th largest property and casualty insurer in the United States
and have a worldwide network of some 120 offices in 27 countries staffed by
10,100 employees. The Chubb Corporation reported $50 billion in assets and $13
billion in revenues in 2010. According to Fortune magazine, Chubb is the 185th
largest U.S.-based corporation. Forbes listed Chubb as one of America's 100
Most Trustworthy Companies. We have emerged as a leader in the insurance
industry not only on the basis of our size or our longevity. We consistently
strive to build lasting relationships with our customers and 8,500 independent
agents and brokers, and we aim to be the best at what we do by delivering
unparalleled service and innovative, scalable and specialized products backed
by financial strength and third-party endorsements.
What We Deliver to our
Producers and Customers
Unparalleled Service
We maintain a reputation
for fairness and integrity by treating every customer — from policy issuance to
claim settlement — as we would want to be treated.
Agent and broker associations,
industry analysts and publications the world over consistently honor Chubb for
our service quality — especially claims service.
It's easy to do business
with us through our global network of offices staffed by Chubb underwriters,
risk engineers and claims specialists. Our claims service is 24/7. In addition,
we provide a variety of online risk and insurance management solutions.
We have vast experience and
expertise in managing personal and commercial exposures. For nearly 70 years,
Chubb's commercial risk engineers have provided an array of services that have
helped our customers minimize loss potential. In addition, some 150 appraisers
help our personal insurance customers safeguard their homes, possessions and
families.
We work with the most
expert and service-oriented agents and brokers in the business, helping ensure
the best possible insurance experience for our customers.
A Promise Backed by
Financial Strength - The member insurers of the Chubb Group of Insurance
Companies earn the highest rating for financial strength from A.M. Best
Company. Three of our members are among the few insurers that have achieved
A.M. Best's highest rating for more than 75 years.
Chubb also earns high
ratings for financial strength from Standard & Poor's and Moody's.
The Chubb Corporation also
receives high ratings from Moody's and Standard & Poors regarding its
senior debt.
A One-stop Source for
Business - Chubb offers businesses more than 170 commercial insurance products,
which are innovative, comprehensive and tailored to individual customer needs.
In addition, Chubb offers a wide range of accident and health insurance
products and construction and commercial surety bonds.
Innovative Products. Chubb
invented or was among the first providers of the package policy, E&O for
electronics firms, R&D business income, employment practices liability, the
exporters package, all-risk ocean cargo, cyber liability and other products.
And unlike most other domestic insurers, we can deliver many products on a global
basis through locally admitted policies and ensure consistent limits and
coverage through controlled master programs. Recent product and service
innovations from Chubb include two online systems, u•writer and WORLDcert.
Agents and brokers use u•writer to quote, bind and issue builders risk,
contractors equipment and motor truck cargo insurance policies. WORLDcert
enables drug and medical device developers to quickly secure required insurance
documentation for clinical trials around the globe.
Scalability. Many of our
products, such as our Customarq Classic package, E&O and our multinational
program-related coverages, are designed to grow with our customers. Larger
companies willing to assume a portion of their own risk can access a variety of
alternative risk transfer mechanisms through Chubb's risk management
specialists.
Specialized Expertise. We
create tailored solutions for firms in such areas as banking and other
financial services, energy production, entertainment, health care, information
and network technology, law and other professional services, life sciences,
marine operations, museums and cultural institutions, not-for-profit
organizations, privately owned businesses, and real estate. We also specialize
in such product areas as umbrella/excess, ocean cargo, multinational,
environmental, directors and officers liability, and employment practices
liability. Chubb is one of the largest writers of the "package
policy," which is the heart of most insurance programs. We also are the
number one writer of crime and financial fidelity bonds in North America and
the fifth largest insurer of U.S.
construction and commercial surety bonds.
Assurance From Others. Our
specialized expertise, products and services have resulted in endorsements from
the Association of Corporate Counsel, Biotechnology Industry Association,
Medical Device Manufacturers Association, Media Financial Management
Association, Women Presidents' Organization and other organizations.
A One-stop Source for
Individuals
Chubb offers an array of
property and casualty insurance products for individuals and families with fine
homes and possessions. Our customers include many of the most affluent families
in the world, CEOs of Fortune 500 companies and top art collectors. Like our
commercial products, our personal insurance policies are innovative, scalable
and supported by specialized expertise. Our Masterpiece® suite of products —
long the standard of excellence in the affluent market — offers insurance for
custom, historic and vacation homes; valuable possessions; automobiles and
collector cars; watercraft and up to $50 million in excess liability. Chubb is
one of the few insurers to offer extended replacement cost coverage, which pays
to rebuild a home after a covered loss even if the cost is greater than the
policy limit.
The range of complementary
services we provide customers includes: home appraisal to determine accurate
replacement cost and provide life safety recommendations; prescreened property
restoration referrals for claims; identity fraud prevention and mitigation
services; and, in 14 states, wildfire defense services. We also provide
numerous online payment options and ePolicy,TM the ability to receive your
policy securely via the Internet.”
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